Running a construction company, development firm, or blue-collar business means long hours, real risks, and major rewards. At Patterson & Associates Private Wealth Management, we make sure your financial success matches your professional one. As a Victoria-based financial advisor for construction companies and business owners, we help you manage cash flow, plan smooth business transitions, and create lasting income for retirement. Our focus is on clarity, tax efficiency, and long-term stability—so your money works as hard as you do.
Managing cash flow for steady growth
In industries like construction, HVAC, landscaping, and trades, cash flow can fluctuate with the seasons. We help business owners build structured financial plans that smooth income and expenses, balance working capital, and prepare for growth opportunities. By analyzing your monthly and annual needs, we help you budget confidently for both business investments and personal goals—whether that’s upgrading equipment, planning family travel, or funding the next stage of your company’s expansion. Through clear modeling and proactive communication, we ensure you always know where you stand financially and what’s possible next.
Business succession and continuity planning
As corporate and succession planning professionals, we guide business owners through the process of valuing, structuring, and transitioning their companies. Whether you’re planning to sell, pass the business to family, or bring in a successor, we coordinate every detail—from assessing your business’s worth to optimizing tax outcomes and establishing trusts that protect future generations. Our plain-language advice and transparent process give you confidence at every stage. Clients appreciate that we listen first, use relatable analogies, and bring calm clarity to even the most complex financial questions.
Retirement income and lifestyle planning
For many entrepreneurs, retirement doesn’t mean slowing down—it means changing pace. We help construction and blue-collar business owners turn years of hard work into steady, tax-efficient income. We develop strategies to convert business equity into retirement assets, establish sustainable income streams, and ensure your wealth continues to support your goals long after you’ve stepped back from daily operations. Through IG’s Private Company Advisory and advanced planning tools, we help you make the most of your financial success while preparing for the next chapter—whether that’s travel, consulting, or giving back to your community.