You’ve worked hard to build your wealth—now it’s time to ensure it continues to make an impact for generations. At Patterson & Associates Private Wealth Management, wealth transfer is about more than handing down assets; it’s about protecting your family’s future, maintaining harmony, and ensuring your values live on through every decision. Based in Victoria and serving clients across Vancouver and the Lower Mainland, we help business owners and families create clear, tax-efficient plans that make legacy planning feel organized, empowering, and deeply personal.

Planning for your family’s future

Little girl having great time with her mother and grandma

Every family has a story—and your financial legacy is part of it. Thoughtful wealth transfer planning makes sure your assets, investments, and business are passed on according to your vision. We help clients design structured strategies that anticipate challenges, from tax considerations to generational expectations. Through clear models and practical guidance, we show how each step fits into your broader financial plan. The result is a smooth transition that protects your wealth while strengthening family understanding and confidence.

Preparing the next generation

Passing on wealth is also about values. We believe in helping families start open, thoughtful conversations about inheritance, business continuity, and legacy. These discussions are guided with empathy and clarity, turning a difficult topic into a meaningful one.

Together, families decide how to manage inheritances, fund education, or preserve shared assets like a family cottage or business. 

Wealth transfer for business owners

For many of our clients, wealth is tied to their business. That’s why we specialize in wealth transfer for business owners, helping you structure transitions that maintain value, minimize tax exposure, and preserve the integrity of what you’ve built. Whether the goal is to pass the business to children, sell to a management team, or prepare for an external buyer, we design strategies that protect family relationships and financial outcomes alike. Our deep experience with incorporated clients means every plan is tailored, disciplined, and built to withstand the complexities of ownership transition.

Business owners and their families

Tax-efficient strategies for lasting impact

Taxes can erode even the strongest legacies, but smart planning keeps more wealth in the family. We integrate tax efficiency into every wealth transfer plan, using trusts, insurance, and strategic gifting to reduce liabilities and simplify estate settlement. Life insurance can also play a powerful role, providing liquidity to cover taxes or equalize inheritances between heirs.