Life can change in an instant. As a Victoria life insurance and wealth planning professional, Patterson & Associates Private Wealth Management helps clients prepare for the unpredictable with strategies that protect what matters most. Through thoughtful insurance planning, we ensure your family, business, and legacy remain secure—no matter what life brings. Our approach blends technical expertise with empathy, making complex coverage decisions simple and tailored to your needs.
Life insurance: Protecting your family and business
A strong financial plan begins with a safety net. We help clients in Victoria and across the Lower Mainland design life insurance solutions that fit their goals, from personal protection to business continuity.
For business owners, that can mean structuring buy-sell agreements, protecting key partners, or using corporate-owned policies to safeguard company value. Every recommendation is modeled clearly, so you understand how each decision supports your long-term security and peace of mind.
Critical illness insurance: Support when it’s needed most
Serious illness can upend everything—finances, plans, and focus. Critical illness insurance provides a lump-sum benefit that helps you manage expenses, replace income, or fund recovery when health challenges arise.
We help clients incorporate this coverage into their broader insurance planning, ensuring financial flexibility and emotional peace during difficult times. Whether it’s paying for treatment, taking time away from work, or protecting your family’s daily life, this coverage provides stability when it’s needed most.
Disability insurance: Protecting your income
Your ability to earn is one of your most valuable assets. Disability insurance ensures that if illness or injury prevents you from working, your income continues. We help business owners and professionals understand how much coverage they need and how it integrates with other benefits. Our clear, practical approach takes the guesswork out of planning, showing exactly how disability protection fits into your overall financial structure. For clients in trades, construction, and professional services, this is often one of the most important layers of protection.
Insurance as part of your bigger picture
By combining life insurance with wealth preservation, estate planning, and business succession strategies, we ensure every dollar is working efficiently to protect your legacy.