You’ve spent decades building your wealth—now it’s time to make the most of it. At Patterson & Associates Private Wealth Management, we specialize in financial planning for pre-retirees and retirees, helping clients in Victoria, Vancouver, and across the Lower Mainland shift from wealth accumulation to preservation with calm and confidence. This next stage is about aligning your money with your life—turning success into security, and security into freedom.
As your trusted financial advisor, we take time to understand your lifestyle, priorities, and family goals. Whether you’re still working and planning your retirement timeline or already enjoying it, our clear, step-by-step process ensures your wealth continues to support the life you’ve worked so hard to build.
Planning for a fulfilling retirement
Life after work isn’t about slowing down—it’s about living on your own terms. We help pre-retirees and retirees create personalized financial strategies that cover all aspects of life in retirement. That includes budgeting for travel, managing healthcare costs, supporting family, and making sure your income lasts through every phase of retirement.
Creating sustainable, tax-efficient income
A strong retirement plan starts with stable, tax-smart income. We help clients build diversified income streams from pensions, RRIFs, TFSAs, and corporate assets, balancing reliability with flexibility. As a financial planner experienced in working with business owners and professionals, we focuse on extracting cash tax-efficiently, protecting capital, and ensuring your money continues to grow even as you draw from it. The result is a retirement income plan that feels secure and sustainable—one you can count on, year after year.
Protecting your family and your legacy
For many clients, wealth isn’t just about comfort—it’s about continuity. We help families design estate and intergenerational plans that preserve assets, minimize taxes, and ensure smooth wealth transfers. Trusts, charitable giving, and succession planning all play a role in shaping your legacy, and our clear, empathetic approach helps you make these decisions with confidence. Our clients appreciate how every recommendation is explained simply and transparently, turning complex concepts into calm understanding.