Taxes touch every part of your financial life—your income, investments, and even your legacy. At Patterson & Associates Private Wealth Management, tax planning is about strategy, not reaction. Based in Victoria and serving Vancouver and the Lower Mainland, we help business owners and high-net-worth families create coordinated, proactive plans that keep more of their wealth working toward their goals.
As a corporate tax planning specialist, we focus on efficiency and foresight. Our process blends advanced technical knowledge with a calm, plain-language approach that makes complex financial decisions feel clear and actionable. Through careful modeling, scenario planning, and collaboration with your accounting professionals, we build strategies designed to minimize tax impact and maximize long-term growth.
Corporate tax planning for business owners
For incorporated professionals, every decision—from compensation to cash flow—affects your overall tax position. We work closely with business owners to design structures that make sense for both the company and the family behind it. This includes strategies to balance salary versus dividends, optimize retained earnings, and extract corporate cash efficiently. We also help navigate corporate tax planning around business sales and successions, ensuring that transitions are smooth and tax-smart. Our clients appreciate our transparency and proactive communication—knowing exactly what’s happening and why, every step of the way.
Capital gains tax planning strategies
Capital gains can become a major drag on wealth if left unmanaged. We create capital gains tax planning strategies that help clients realize growth while minimizing erosion from taxes. Whether you’re selling a property, divesting part of a business, or rebalancing an investment portfolio, we use timing, exemptions, and trust structures to reduce liabilities and preserve more of what you’ve built. Every scenario is modeled clearly, showing how each decision impacts your financial outcomes both now and in the future.
High-net-worth tax planning
For high-net-worth clients, strategic tax planning is about preserving control and flexibility across generations. We integrate tax planning into broader estate and succession strategies, incorporating tools such as trusts, philanthropic giving, and income-splitting structures. Our experience working with business owners, developers, and professionals means we understand the complexity of layered income sources and can align them with both corporate and personal tax strategies.
Adapting to change with clarity
Tax legislation evolves constantly. We ensure your plan evolves with it. Through regular reviews and forward-looking updates, we anticipate regulatory shifts, new opportunities, and potential challenges before they affect you.