A lifetime of hard work deserves a thoughtful plan for what comes next. At Patterson & Associates Private Wealth Management, estate planning is about transforming years of effort into an enduring legacy that supports your family, your business, and your community. We help clients create structured, tax-efficient strategies that protect wealth, minimize uncertainty, and ensure that every decision reflects their values and goals.
Estate planning for business owners
For many entrepreneurs, their company is more than a livelihood—it’s a legacy. Our expertise in estate planning for business owners helps clients prepare for the transfer or sale of their business in a way that preserves family harmony and financial stability.
Through clear, plain-language conversations and detailed modeling, we ensure that ownership transitions, tax implications, and liquidity needs are all considered.
Estate planning for high-net-worth individuals
When substantial wealth meets complex family dynamics, clarity is everything. We specialize in estate planning for high-net-worth individuals, aligning financial, legal, and personal considerations into one cohesive strategy. From minimizing capital gains taxes to establishing trusts and charitable vehicles, every aspect of the plan is designed to preserve your wealth and empower future generations. Our transparent process “shows the work,” helping clients visualize how decisions today will shape their legacy tomorrow.
Estate planning for small business owners
Small business owners face unique challenges when preparing for the next chapter. We provide estate planning for small business owners that connects personal and corporate wealth into one coordinated plan. Whether funding a buy-sell agreement, protecting key people, or preparing the next generation for leadership, we create a roadmap that safeguards both your business and your family’s future.
Protecting wealth through tax-efficient strategies
Taxes can quickly erode even the strongest estates. We use advanced planning tools to minimize the impact of probate fees, capital gains, and estate taxes. By combining life insurance, trusts, and well-timed transfers, we ensure that more of your wealth goes where you intend it to—your loved ones, not the government. Life insurance, in particular, serves as a key tool in estate planning, providing tax-free liquidity that allows families to settle obligations and preserve core assets like properties or businesses.